Medical Bills: From Pregnancy to Delivery

pregnancy

Many parents are burdened by the costs of welcoming their child into the world and this will continue given that medical inflation rate of 20% that hit Malaysia in 2016 is expected to rise further moving forward.

With that, we believe you should carefully plan your budget and be prepared for your upcoming bills if you are expecting a baby soon. For those who might not be aware, AIA Bhd’s research report last year revealed that raising a child can costs between RM440,000 to RM1.1 million including pregnancy, delivery costs, and education.

pregnancy

To help you plan your budget better, we have compiled the pregnancy and baby delivery costs in Malaysia as follows.

Pregnancy Medical Costs

Klinik Kesihatan Ibu & Anak or KKIA (Government Own)

UltraSound Scan Malaysia

Private Clinics & Hospitals

Timeline

Normal Pregnancy Check-Up

Free

N/A

RM200 on average basis

Every Month

Early Pregnancy Scan

N/A

RM 60

Subjective to Medical Institutions

6 – 13 Weeks

Dating Scan

N/A

RM 60

Subjective to Medical Institutions

6 – 13 Weeks

Viability Scan

N/A

RM 60

Subjective to Medical Institutions

6 – 13 Weeks

Sexing/Gender Scan

N/A

RM 60

Subjective to Medical Institutions

16 – 42 Weeks

Anomaly Scan

N/A

RM 150

Subjective to Medical Institutions

18 – 24 Weeks

Fetal Wellbeing/Growth Scan

N/A

RM 100

Subjective to Medical Institutions

24 – 42 Weeks

Presentation Scan

N/A

RM 60

Subjective to Medical Institutions

36 – 42 Weeks

3D/4D Scan

N/A

RM 120

Subjective to Medical Institutions

24 – 32 Weeks

Anti-tetanus Injection

Free

N/A

Subjective to Medical Institutions

Pre and Post-Natal

During the nine months period, you will have to start preparing funds for monthly check-ups and ultrasound scans. Though medical costs have gone up over the past few years especially after the introduction of GST, you can still gain access to cheap or free medical attention from local government clinics and hospitals.

For instance, Klinik Kesihatan Ibu & Anak which is owned and operated by the government allows mothers to get free medical checkups with anti-tetanus injection. However, if you skip the long queue, you can get a medical check-up from the specialist clinic or private hospital by paying about RM200 per visit.

Baby Delivery Costs Comparison

 

Birth Delivery Packages

Normal (RM)

Cesarean (C-Section) (RM)

Emergency Cesarean (C-Section) (RM)

Pantai Hospital Kuala Lumpur (Bangsar) 

5,040 – 7,200 (deposit 6,000)

11,520 – 14,400 (deposit 12,000)

17,000

Gleneagles Kuala Lumpur

5,000 – 7,500 (deposit 5,000)

8,000 – 11,500 (deposit 8,000)

16,000

Sunway Medical Centre

5,000 – 8,000

10,000 – 12,000

12,000

Tung Shin Maternity Package

3,500

7,000

Tropicana Medical Centre

4,000 – 6,000

8,500 – 12,000

KPJ Damansara Specialist Hospital

6,000

Prince Court Medical Centre

7,000 – 9,000

12,000

KPJ Ampang Puteri Specialist Hospital

2,500 – 4,000

Subang Jaya Medical Centre

7,000 (deposit 7,000)

12,000

Assunta Hospital

5,800

Hospital Kuala Lumpur (HKL)

60 and above

UKM Medical Centre

240

1,800

8,200

Universiti Malaya Medical Centre (UMMC)

500 – 4,000

8,000

Hospital Ampang

190

Hospital Putrajaya

1,300

1,200

3,800

Columbia Asia (Setapak)

3,000+

Columbia Asia (PJ)

4,000 – 6,000

6,000 – 11,000

Columbia Asia (Puchong)

3,000

9,500

Columbia Asia (Bukit Rimau)

3,500

Columbia Asia (Balakong)

4,000

8,000

Depending on your preference and birth condition, it is safe to say that you will need to prepare at least RM 10,000 to RM 15,000 in order to welcome your child with the help of the experts at any of these hospitals. However, you can always refer to local general hospitals funded by our government and request for more information on the costs.

pregnancy

If you have a problem in funding for your child, you can always compare loans for medical bills and get the fund you need to cover the baby delivery costs.

On top of that, you will need to take into consideration of the daily necessities and education costs you will need in the near future as your child grows. You can check out for more information on these costs here and have a clearer guideline on how much do you need to raise a child in Malaysia.

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